Resources to Help You with Any Financial Need!
Check out these great financial tips to assist you with all your needs! Click the links to read more information.
- Check Your Tax Withholding this Summer to Prevent a Tax-Time Surprise
- Miscellaneous Deductions Can Trim Taxes
- How a Summer Wedding Can Affect Your Taxes
- Tax Help in Spanish and Other Languages is Just a Click Away
- About Your IRS Notice or Letter
- Click on Over to IRS.gov this Summer
- Own Taxes? These Tips Can Help
- IRS Offers Tips on Filling an Amended Tax Return
- IRS Says be Alert for Tax Scams
Check Your Federal Tax Refunds & Due Dates
Check Your State Tax Refunds
Financial Calculator Available for Your Ease!
Perfect Cents loves to provide you will anything and everything that will help you stay on-top of your finances. Ease your mind by being better prepared. Use the calculators resource to help with any financial planning you may need. Simply click and start planning!
Mortgage Loan Calculator:
Mortgage calculators are tools or automated program used by consumers to determine monthly repayments. These calculators use the amount financed, term of the loan, and interest rate to calculate the monthly payment. Also, by providers to determine the financial suitability of a home loan applicant.
- Which Mortgage is better (Comparison)
- Should I pay Points?
- Fixed vs. Adjustable?
- Am I better Off Refinancing?
- How Much Should I Put Down?
- How Advantageous is it to Make Additional Payments?
- How Can I Pay Off My Loan Early?
- How Much House Can I Afford?
Auto Loan Calculator:
Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information. This calculator computes the monthly payment of an automobile loan. It automatically updates your monthly payment when you change any of the loan inputs.
- Should I Finance or Pay Cash?
- How Much Will My Payments Be?
- Should I Purchase or Lease?
- How Much Should I Put Down?
Credit Card Calculator:
The Debt Repayment Calculator will show you how long it will take to pay off your credit card debt. Choose from making the minimum payment, a fixed amount of your choosing, or a time when you would prefer to be debt free.
- What Will it Take to Pay Off My Credit Card?
- How Much Does That Loan Really Cost?
- How Much do I Have to Withdraw From My Regular IRA?
- How Much Can I Contribute?
Savings:
Use this savings calculator to estimate your investment growth over time. To see how much your retirement savings will be worth after your set number of years to save, you’ll need to know how much you’ve already saved, how much you plan to save per month or per year, your tax rate and your expected annual gain. We also tell you the inflation adjusted amount you will have in the future so you know how to save for retirement to best improve your post-work years.
- How Much Will My Savings Be Worth?
- What Will it Take to Save for?
Investment:
Use this calculator to determine our Required Minimum Distribution (RMD) from a traditional 401(k) or IRA. In general, you must begin withdrawing money by April 1 of the year following the year that you turn 70 1/2. In general, your age and account value determine the amount you much withdraw. Note that taxes may be due on distributions from a traditional IRA or 401(k). Do not include balances from a Roth IRA or 401(k).
Note: Users whose primary beneficiary is a spouse more than 10 years younger must use the Joint Life Expectancy Table in IRS Publication 590, which will generally produce lower required distributions. You may also use the IRS worksheet to calculate your RMD.
- What is the Yield to Maturity?
- What Selling Price Provides Desired Return?
Insurance:
Use this calculator, if you’re in the market for life insurance protection, it can be challenging to determine how much coverage is enough. Our calculator can help you determine the minimum coverage you’ll need based on your individual circumstances and goals as well other factors as age, income, debt, immediate – and long-term expenses, investments, and available resources.
- How Much Life Insurance do I Need?